Buy to Let Mortgages

Buy to Let Mortgages Explained

Whether you are on the look out for your first investment property or looking for more investment properties to rent out as part of your portfolio, whether on a personal basis or via a limited company, you may need advice on buy-to-let mortgages.

Many landlords now purchase their buy to let properties via a limited company due to tax changes introduced in the last couple of years. With that in mind, and considering other aspects of owning a rental property, such as Capital Gains, Additional Stamp Duty Levies and Higher rate tax implications, our buy-to-let mortgage advisors are highly experienced and knowledgeable about your buy-to-let mortgage options, we do not however give advice on tax affairs for your personal situation, but we are able to comply with advice from your authorised tax specialists.

So, if any of the following apply to you, contact Wimborne Financial Services:

  • A first-time landlord
  • A first-time landlord
  • Looking to re-mortgage for a better deal.
  • An existing landlord with a buy-to-let mortgage that is up for review.
  • Let to buy – Looking to retain your existing mortgage and convert it to a buy-to-let mortgage.
  • Looking to add to your property portfolio.
  • Planning on refurbing your buy to let after years of renting it out.
  • Planning on raising capital from your buy to let property.
  • Holiday let mortgage advice

At Wimborne Financial Services, whatever the requirements for your remortgage, our remortgaging advice is always put your needs first, acting with professionalism and due diligence.

The remortgaging process is relatively simple, but can take months rather than weeks. Our dedicated remortgage advisors in Dorset will be able to advise you on the likely timings involved and when you should start the process.

Just because we’re based in Dorset, it doesn’t mean our existing clients are all local. We can help you with a new, better remortgage deal no matter where you live, be it London, Birmingham, Bath or Leeds - anywhere in the UK.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority’.

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What Our Clients Say

Simon Lock

18 April 2024

I have used Wimborne Financial Services multiple times over the years. They have provided a professional, fast and easy to understand service. The advice they have provided me has always provided great value saving me and my family money.

A particular example has been the advice and product recommendations provided prior to recent large interest rate increases.

I would highly recommend.

Andrea and Graham

19 June 2023

Andy has dealt with our financial requirements from soon after he started in business 15 years ago. He was clearly extremely knowledgeable then and having come from another high pressured commercial background knew exactly how to find the best solutions for all of our needs since. If you want straight forward good advice then you will get it and all the mortgages he has done for us over the years have been spot on. Always keeps you up to date on the progress of each event and has been more than happy to offer ongoing advice even when there is no business in the offing.

Would thoroughly recommend

Andrea and Graham - Poole

Georgina Mountney

18 April 2024

Andrew has helped myself and my family with our mortgages for a number of years now. He has always been incredibly helpful and approachable, ensuring we get the best possible deals. Would highly recommend.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

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