More of us than ever before will now suffer a Critical Illness at some point during our lives. It is important to consider what financial impact this could have on you and your family.
Critical Illness and Serious Illness cover will generally pay out a lump sum when you are diagnosed with an insured condition or suffer a serious injury.
Critical Illness can very hugely from different providers, and therefore it is important to get help before making a choice on what cover is right for you. In the event of a successful claim, a policy will be paid directly to you, and can be used for any purpose, such as maintaining your standard of living, paying your mortgage, making changes to your home, or paying for private healthcare.
Many Critical Illness insurers will now also extend cover to your children to ensure that the whole family is protected, recognising that your son or daughter suffering a Critical Illness such as Cancer, could have a devastating impact on your family.
It’s our professional responsibility to ensure that your home and family are protected and that you are aware of the risks involved with taking on a mortgage. We can discuss and help assess your circumstances with you to discover if Critical Illness Cover is relevant for you and what level of cover would be most appropriate.
Please contact us to discuss your Critical Illness requirements.
IF THE POLICY HAS NO INVESTMENT ELEMENT THEN IT WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE. THE POLICY MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. FOR DEFINITIONS PLEASE REFER TO THE KEY FEATURES AND POLICY DOCUMENT.
*statistics provided from Cancer Research UK
Book Meeting Contact Us About Us
Simon Lock
18 April 2024
I have used Wimborne Financial Services multiple times over the years. They have provided a professional, fast and easy to understand service. The advice they have provided me has always provided great value saving me and my family money.
A particular example has been the advice and product recommendations provided prior to recent large interest rate increases.
I would highly recommend.
Andrea and Graham
19 June 2023
Andy has dealt with our financial requirements from soon after he started in business 15 years ago. He was clearly extremely knowledgeable then and having come from another high pressured commercial background knew exactly how to find the best solutions for all of our needs since. If you want straight forward good advice then you will get it and all the mortgages he has done for us over the years have been spot on. Always keeps you up to date on the progress of each event and has been more than happy to offer ongoing advice even when there is no business in the offing.
Would thoroughly recommend
Andrea and Graham - Poole
Georgina Mountney
18 April 2024
Andrew has helped myself and my family with our mortgages for a number of years now. He has always been incredibly helpful and approachable, ensuring we get the best possible deals. Would highly recommend.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
