As a first time buyer, looking to buy your first home can be a frightening prospect. You want to get it right and ensure you don’t overcommit yourself with a mortgage you can’t afford.
At Wimborne Financial Services, we understand that. We will help you with first-time buyer advice and professional assistance you can trust. We will be there at every step of your first-time buyer journey, from the day you have an offer accepted, to the day you pick up the keys to your new property.
Our service doesn’t stop there. We are motivated to build longer relationships with our clients, Afterall a 25, 30 or even 40 year mortgage term is a long time and based on trust, and positive experience we aim to be there for the long haul as your first port of call. That means throughout your home-ownership journey, we are there to look after all your financial requirements and questions, be it as a local Dorset adviser, face to face or across the country.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Book Meeting Contact Us About UsChances are, if you're at any of this stage in your life, you will need a mortgage.
Find out how much you can borrow. Its important to have the facts so talk to one of our advisers now.
Put yourself in control by getting your mortgage agreed in principle, which includes confirmation you have passed the your credit rating with the lender and proves to agents that you have your finances under control.
Find a solicitor/ conveyancer you can trust, they can start talking you through the process of buying your first property, timings etc. If you need some recommendations then please talk to us, and our mortgage brokers in Dorset can help you.
Start scouring the internet and local agents for the property of your dreams.
Once you have found the perfect place and had your offer accepted, call your Wimborne Financial Services mortgage broker, who will review the options and move your mortgage agreement in principle onto a full mortgage application.
Your lender will send a valuer to assess your future home to ensure it is worth what you’re paying.
Your lender has approved your mortgage application, and it is over to the solicitors to complete the conveyancing process.
Your mortgage lender will require you to insure the building/s with your Wimborne Financial Services mortgage advisor, who will offer first-time buyer advice on buildings and contents insurance and other insurances you should consider.
Your solicitor will legally exchanged contracts with the other solicitors in the chain, and all parties have agreed on a moving date.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Simon Lock
18 April 2024
I have used Wimborne Financial Services multiple times over the years. They have provided a professional, fast and easy to understand service. The advice they have provided me has always provided great value saving me and my family money.
A particular example has been the advice and product recommendations provided prior to recent large interest rate increases.
I would highly recommend.
Andrea and Graham
19 June 2023
Andy has dealt with our financial requirements from soon after he started in business 15 years ago. He was clearly extremely knowledgeable then and having come from another high pressured commercial background knew exactly how to find the best solutions for all of our needs since. If you want straight forward good advice then you will get it and all the mortgages he has done for us over the years have been spot on. Always keeps you up to date on the progress of each event and has been more than happy to offer ongoing advice even when there is no business in the offing.
Would thoroughly recommend
Andrea and Graham - Poole
Georgina Mountney
18 April 2024
Andrew has helped myself and my family with our mortgages for a number of years now. He has always been incredibly helpful and approachable, ensuring we get the best possible deals. Would highly recommend.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
